I have been making it my business for just over a decade to create financing with an eye to the future, not just for this day. My goal is to see the community around me grow. I bring together the buyer, realtors and myself in a group effort to protect the best interests of those who have entrusted me with their goals and aspirations to become homeowners.

I have loyal clients and colleagues who not only praise my hard work ethic and honesty, but reward it by returning time and again for refinance and referring me as THE lender to go to in Columbia City, Fort Wayne, Huntington, Albion, and Auburn Areas.

I am active in my community, serving on housing authority for Columbia City, appointed by the mayor, and attending Eagle Quest Church. I am also on the finance committee for the Lighthouse. I have 3 children who I raise as a single father and enjoy spending time with them. In my free time I enjoy watching hockey.

I treat every transaction the same and I believe in working hard to achieve my client's financial and homeownership goals. If I cannot get you approved I will go over the situation and come up with a solution so that you can qualify for a home loan in the near future.

I started out in the mortgage business in a small mortgage Broker called Focus Capital Group. When the mortgage crisis came around the ownership decided to not continue doing business. I interviewed with several companies and Ruoff's business plan was the most exciting and they also offered the most programs for financing that were available in the market. Ruoff has an established reputation as one of the best lenders in Northeast Indiana and has been locally owned since 1984. I feel their business philosophies and commitment to my clients are second to none!

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