Originally from the North side of Indianapolis, I'm a graduate of Indiana University and have been proud to call Bloomington home for 20 years. Since 1997, I have been helping clients from a wide variety of backgrounds make their homeownership dream a reality. Purchasing a home can be a complicated, daunting process but it doesn't necessarily have to be.

I've found that by really taking the time to educate my clients and by answering all of their questions upfront, it takes the anxiety and stress out of buying. Let me break down all of your options and give you an honest, transparent view of your situation.

I take great pride and satisfaction in treating each customer like family as I always take the time to listen to your individual needs and to tailor fit the right program that best suites you. I'm firm in my belief that it's all about treating people right and about taking care of the their specific needs. As a result of this approach and personalized service, referrals make up a large part of my business.

My overall background consists of more than 18 years of financial services experience; 14 as a Mortgage Loan Officer and 4 years a Series 7 licensed Financial Representative. Before joining Ruoff Mortgage, I worked as a Loan Officer for Old National Bank while in the past, I was privileged to work for both Charles Schwab & Co. and The Vanguard Group. While working in the investment markets I gained valuable financial experience that has allowed me to help my clients more easily navigate through the complicated and volatile mortgage interest rate environment.

My wife Anita and I have one daughter, Lillian. We enjoy spending time with family/friends, IU sports, going to the YMCA and volunteering for various causes around Bloomington.

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